Greater Fool glossary / Bonds & Rates

treasury bill

A short-term debt security issued by the U.S. government with a maturity of one year or less. Treasury bills are sold at a discount to their face value, and you receive the full face value when they mature. They are considered extremely safe because they are backed by the U.S. government.

In practice

You buy a Treasury bill for $9,950 that will pay you $10,000 when it matures in 3 months. Your $50 profit represents your return. Treasury bills are often used as a safe place to park cash and as a benchmark for comparing other investments.

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